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A relative offered to lend us money to pay off our mortgage: Should we do it? DAVID HOLLINGWORTH replies

MARKET REPORT: MusicMagpie shares tumble 16% as hopes of a possible takeover hopes fade after BT quits race Cutter's 2009 earnings would have been even higher if the society's board had not decided to step into line with most of the reviled financial services industry and decide that it would not be wise to grant him a large executive bonus.When Financial Mail first got wind of the society's move to rip up the guarantee just before New Year, Cutter denied vehemently that he was considering such drastic action. He has yet to explain why he misled us. And it has attracted withering criticism from Which?, with the consumer group accusing Cutter of 'tarnishing the mutual sector at a time when it should be shining'.

London law firm Leon Kaye has also stepped into the fray by investigating whether Cutter's actions could be challenged in the courts as a result of a potential breach of the Unfair Contract Terms Act. RCB-90306 Number 6: 22 Remington Jet 5.6mm x 50 Rimmed 357 Magnum 357 Remington Maximum 38 Smith & Wesson 38 Special

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RCB-90310 Number 10: 17 Remington 221 Remington Fire Ball 222 Remington 222 Remington Magnum 223 Remington (5.56mm) 7mm Thompson/Center Ugalde 380 Auto Pistol Cutter's most controversial move has been reneging on a mortgage guarantee that gave protection to more than 64,000 borrowers, many of them already struggling to cope with bills in the economic crisis. Are you winter driving ready? Our 10 top tips to prepare your car for freezing temperatures and snow and ice on the roads From space to book festivals - SARAH HARTLEY looks at 20 hidden gems buried in the Autumn Statement NOTE: Travis made this to respond to a question posted on Facebook and was not solicited nor compensated by Thunder Laser for this video. We saw it and asked if we could publish it.